Your house or apartment is a large part of your assets, if you lose them, you may end up rebuilding what you have been creating over the years. The situation is even worse if the property is mortgaged and apart from a damaged apartment, you will be left with debts for years not knowing where to live, paying extra for renting the apartment.
Property insurance is a great way to cheaply insure yourself against the consequences of accidents or your travels. But you can also protect your garden, bike and even your belongings from being stolen outside your home.
Equally important is the protection against liability for yourself and your family – unfortunate cycling or skiing can injure other people, which can cost you dearly.